About yesterday:
- How much you have earned in the past
- Your bank accounts and loans closed
- Any financial disputes that were settled
- Any financial promises made for the future
- Tax receipts and demands
About today:
- How much you are earning
- Salary
- Interest (Monthly, Quarterly, etc)
- Dividends
- Profits
- What are your debts
- Credit card bill
- Bank loans
- Non-bank borrowings
- What are your credits(money lent)
- How you save money
- Bank savings account
- Bank deposits
- Cash
- Gold/Silver
- Stocks/Shares
- Stock market funds
- Chit funds
- Real estate
- Commodities (Metals, industrial goods, agricultural produce, etc)
- Insurance policies in force
- (Income/Direct)Tax considerations
- Food and Education expenses
- Mode of expense
- Cash (% of cash and the expenses of this each month)
- Credit Card (Singular, not plural. Keep one card. Cancel the rest)
- NEFT (For your standing instructions towards loan repayment, contributing to family fund)
- IMPS (For that credit card bill which has to be paid by the 1st of a month)
- UPI (Create your VPA. Get everyone in your family, maids, nearby shopkeeper on the bandwagon)
- Mobile Wallets
About tomorrow:
- Inflation adjusted returns on investments
- Backup plan for contingencies
- A Registered Will (Prepare it after consulting your family. Tell them that you are DEAD SERIOUS about this 🙂 🙂 :), ensure that they’re satisfied about auspicious time at which you prepare the will)
Published by Karthik S
I like to think of possibilities and believe in them.
View all posts by Karthik S
kskspeaking 